Trusts
A trust is a way of ring-fencing your assets — your home, your savings, an inheritance you want to pass on — so they are protected and passed to the right people, at the right time, in the way you intend. Used well, trusts can shelter a family home, provide for vulnerable loved ones and keep wealth within the bloodline for generations to come.
We meet families face to face across South Yorkshire, Derbyshire & Nottinghamshire — and online we cover the whole of England and Wales.
What’s included
- A free, no-obligation initial consultation
- A review of your assets, family and goals
- Clear explanation of suitable trust options
- Property protection and family (bloodline) planning
- Trusts drafted within your Will where appropriate
- Honest advice on what a trust can and cannot do
What a trust can do for your family
Trusts are not just for the wealthy. For ordinary families, they can protect a share of the family home so it passes to your children even if a surviving spouse later remarries or needs care. They can safeguard an inheritance for a child who is young, vulnerable, or not good with money. And they can help make sure that what you have worked hard for reaches your grandchildren, rather than being lost along the way.
Because everyone’s circumstances are different, there is no single “right” trust. We take the time to understand your family and your goals, then explain in plain English which options fit — and, just as importantly, which do not.
Trusts within your Will
Many trusts are created within your Will and only come into effect after you die — for example a property protection trust that preserves your share of the home, or a discretionary trust that lets your chosen trustees decide how and when beneficiaries receive their inheritance.
These are powerful tools for blended families, for protecting a partner while ultimately providing for your own children, and for adding a layer of protection around an inheritance. We always explain the benefits and the limitations honestly, so you can make a decision with your eyes open.
Honest, careful advice
Trusts are frequently over-sold, and we will never do that. Some arrangements that are marketed heavily — particularly certain schemes promising to avoid care fees — can be ineffective or even counter-productive. We give you straight, careful guidance about what a trust can realistically achieve for you, and we will tell you plainly if a trust is not the right answer.
Good to know
Will a trust protect my home from care fees?
It depends entirely on your circumstances, and you should be wary of anyone who promises a guaranteed result. If assets are transferred into trust specifically to avoid care costs, a local authority can treat this as “deliberate deprivation” and disregard it. There are legitimate reasons to use trusts, but we will always give you honest, realistic advice rather than a sales pitch.
Are trusts only for wealthy people?
No. While trusts are often associated with large estates, many ordinary families use them to protect a share of the family home, provide for a vulnerable relative, or keep an inheritance within the bloodline. The key is matching the right type of trust to your situation, which is exactly what we help with.
What is a property protection trust?
A property protection trust is usually created within your Will and protects your share of your home. When one partner dies, their share passes into trust — allowing the survivor to continue living in the home for life, while ultimately ensuring that share goes to your chosen beneficiaries, such as your children.
Can you set up a trust as part of my Will?
Yes. Many trusts are written into a Will and only take effect after death. We can prepare your Will with the appropriate trust built in, and explain clearly how it works, who the trustees are, and what it will and will not achieve for your family.
Let’s take the first step together
Book a free, no-obligation 15-minute consultation. We’ll answer your questions and help you understand your options — with absolutely no pressure.